The world of money is changing fast. On November 22, 2025, SWIFT will fully adopt ISO 20022 and retire its old
messaging. Most people don’t realize that only seven
cryptocurrencies are already 100% ready with this new financial standard: **XRP, XLM, XDC, QNT,
ALGO, HBAR, and IOTA**. If you want to know how this works and what it means, see the full cryptonews article here: n [[https://bit.ly/92daysleft]] This is bigger than speculation, it’s the foundation of finance for decades to come.